Rent vs Buy in Buffalo, NY (2025)

Under 15 = buy, 15–20 = neutral, over 20 = rent

Median Rent
$1,200
/month
Median Home Price
$210K
Price-to-Rent Ratio
15x
Breakeven Years
7 yrs
Mortgage Rate
6.65%
Property Tax Rate
2.5%
Neutral

It's a toss-up in Buffalo

At 15x price-to-rent ratio, the decision depends heavily on your timeline, down payment, and personal situation.

Buffalo, NY — Rent vs Buy Calculator

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