Rent vs Buy in San Diego, CA (2025)
Under 15 = buy, 15–20 = neutral, over 20 = rent
Median Rent
$2,900
/month
Median Home Price
$850K
Price-to-Rent Ratio
24x
Breakeven Years
15 yrs
Mortgage Rate
6.65%
Property Tax Rate
1.1%
Rent
Renting in San Diego is likely smarter
A price-to-rent ratio of 24x means buying requires 15+ years to break even. Renters who invest the difference often build more wealth.
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San Diego, CA — Rent vs Buy Calculator
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