Rent vs Buy in St. Louis, MO (2025)
Under 15 = buy, 15–20 = neutral, over 20 = rent
Median Rent
$1,300
/month
Median Home Price
$230K
Price-to-Rent Ratio
15x
Breakeven Years
7 yrs
Mortgage Rate
6.65%
Property Tax Rate
1.4%
Neutral
It's a toss-up in St. Louis
At 15x price-to-rent ratio, the decision depends heavily on your timeline, down payment, and personal situation.
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St. Louis, MO — Rent vs Buy Calculator
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