Louer ou Acheter ?

Analyse gratuite du seuil de rentabilité pour plus de 50 villes américaines. Découvrez quand acheter bat la location dans votre ville.

Vue d'ensemble nationale

$1,875
Loyer médian national
$432K
Prix médian des logements
11 yrs
Années de seuil moyennes
21.5x
Ratio prix/loyer moyen

Most Affordable Cities to Buy in 2025

City Median Rent Home Price P/R Ratio Breakeven Verdict
Cleveland, OH$1,200/mo$190K13x5 yrsBuy
Detroit, MI$1,300/mo$200K13x5 yrsBuy
Pittsburgh, PA$1,300/mo$220K14x6 yrsBuy
Memphis, TN$1,100/mo$180K14x6 yrsBuy
Birmingham, AL$1,200/mo$200K14x6 yrsBuy
Kansas City, MO$1,400/mo$260K15x7 yrsNeutral
St. Louis, MO$1,300/mo$230K15x7 yrsNeutral
Buffalo, NY$1,200/mo$210K15x7 yrsNeutral
Cincinnati, OH$1,300/mo$240K15x7 yrsNeutral
Milwaukee, WI$1,200/mo$220K15x7 yrsNeutral

10 cities shown

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How the Price-to-Rent Ratio Works

< 15
Buy Zone

Buying is likely more financially advantageous than renting. Lower ratio = stronger case for buying.

15–20
Neutral Zone

It depends on your personal situation — timeline, down payment, and local appreciation rates matter most.

> 20
Rent Zone

Renting and investing the difference is likely more financially advantageous in the long run.

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