전국 개요
$1,875
전국 중위 임대료
$432K
전국 중위 주택 가격
11 yrs
평균 손익분기점 (년)
21.5x
평균 가격 대 임대료 비율
2025년 구매 최적 도시
View all →Pittsburgh
PA
Median Rent
$1,300/mo
Home Price
$220K
P/R Ratio
14x
Breakeven
6 yrs
Cleveland
OH
Median Rent
$1,200/mo
Home Price
$190K
P/R Ratio
13x
Breakeven
5 yrs
Memphis
TN
Median Rent
$1,100/mo
Home Price
$180K
P/R Ratio
14x
Breakeven
6 yrs
Birmingham
AL
Median Rent
$1,200/mo
Home Price
$200K
P/R Ratio
14x
Breakeven
6 yrs
Detroit
MI
Median Rent
$1,300/mo
Home Price
$200K
P/R Ratio
13x
Breakeven
5 yrs
2025년 임대 최적 도시
View all →San Francisco
CA
Median Rent
$3,500/mo
Home Price
$1200K
P/R Ratio
28x
Breakeven
18 yrs
New York
NY
Median Rent
$3,200/mo
Home Price
$800K
P/R Ratio
25x
Breakeven
15 yrs
Los Angeles
CA
Median Rent
$2,800/mo
Home Price
$900K
P/R Ratio
27x
Breakeven
17 yrs
Boston
MA
Median Rent
$2,900/mo
Home Price
$750K
P/R Ratio
22x
Breakeven
14 yrs
Miami
FL
Median Rent
$2,600/mo
Home Price
$620K
P/R Ratio
24x
Breakeven
15 yrs
San Diego
CA
Median Rent
$2,900/mo
Home Price
$850K
P/R Ratio
24x
Breakeven
15 yrs
Most Affordable Cities to Buy in 2025
| City | Median Rent | Home Price | P/R Ratio | Breakeven | Verdict |
|---|---|---|---|---|---|
| Cleveland, OH | $1,200/mo | $190K | 13x | 5 yrs | Buy |
| Detroit, MI | $1,300/mo | $200K | 13x | 5 yrs | Buy |
| Pittsburgh, PA | $1,300/mo | $220K | 14x | 6 yrs | Buy |
| Memphis, TN | $1,100/mo | $180K | 14x | 6 yrs | Buy |
| Birmingham, AL | $1,200/mo | $200K | 14x | 6 yrs | Buy |
| Kansas City, MO | $1,400/mo | $260K | 15x | 7 yrs | Neutral |
| St. Louis, MO | $1,300/mo | $230K | 15x | 7 yrs | Neutral |
| Buffalo, NY | $1,200/mo | $210K | 15x | 7 yrs | Neutral |
| Cincinnati, OH | $1,300/mo | $240K | 15x | 7 yrs | Neutral |
| Milwaukee, WI | $1,200/mo | $220K | 15x | 7 yrs | Neutral |
10 cities shown
How the Price-to-Rent Ratio Works
< 15
Buy Zone
Buying is likely more financially advantageous than renting. Lower ratio = stronger case for buying.
15–20
Neutral Zone
It depends on your personal situation — timeline, down payment, and local appreciation rates matter most.
> 20
Rent Zone
Renting and investing the difference is likely more financially advantageous in the long run.